Toni Patillo – Santa Monica and Palisades Real Estate Agent


HAFA in Action

The administration’s Home Affordable Foreclosure Alternatives (HAFA) program is in effect, and players from every corner of the industry – agents, lenders, and technology vendors – are teaming up and working in unison to help ensure the short sale program’s success.

Monday evening, on HAFA’s debut, RE/MAX co-founder and chairman Dave Liniger held an informational Webinar for the company’s agents, broadcast live from the RE/MAX studios in Colorado. Liniger pulled in some heavy-hitters to provide his agents with the insight, answers, and tips they...

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Health Care Reform Breakdown

With all of the debates and critics its can be hard to really know what was in the health care reform bill. Here is a breakdown of what was passed this week.


*Insurance companies will be barred from dropping people from coverage when they get sick. Lifetime coverage limits will be eliminated and annual limits are to be restricted.

*Insurers will be barred from excluding children for coverage because of pre-existing conditions.

*Young adults will be able to stay on their parents’ health plans until the age of 26. Many health plans currently drop dependents from...

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DSNews: Chase Joins Second-Lien Program

Chase, the U.S. consumer and commercial banking brand of JPMorgan Chase & Co, announced Monday that it

will provide additional help to struggling homeowners by joining the second-lien program under the Home Affordable Modification Program (HAMP).

Known as 2MP, the second-lien modification program is designed to work in tandem with HAMP to lower homeowners’ payments on both their first and second mortgages. To qualify for the program, homeowners must successfully complete a trial modification on their first mortgage.

Qualified homeowners may see the interest rate on their...

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Mayer Hawthorne

Did you know?? If you click the “playlist” tag found on the bottom of this post you will have a playlist to groove out to at work, home, or on your mobile phone (Via YouTube)

Keeping with the recent theme on the Empowering You Always blog is another new artist who has a real retro vibe. Green Eyed Love is off Mayer Hawthorne’s “A Strange Arrangement” LP. Available on Stones Throw Records. Expect big things from this kid.

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Sharon Jones & The Dap Kings

By the sound of them, you would think Sharon Jones & The Dap-Kings started making funk-threaded soul music together in the 1960s. Sharon Jones & The Dap-Kings are widely considered to be at the forefront of a revivalist movement that aims to recapture the feeling of soul and funk music as it was at its height in the late 1960s to mid 1970s. Here is their first single from the up coming April release.

I Learned the Hard Way- Sharon Jones & The Dap Kings (April...

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Good News for Bargain hunters!

Foreclosures continue to drive down home prices in hard-hit states like Michigan, but according to the auction company Hudson & Marshall of Texas, this is good news for buyers and investors looking for bargains on homes.

On Tuesday, Hudson & Marshall announced that it will auction more than 200 foreclosed homes in cities throughout Michigan from March 16 through March 20. The homes are valued from as little as $3,000 to more than $200,000, and all come with an insurable title and no back taxes or liens.


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With the recent disasters in Haiti and Chile, the American Red Cross continues to lead the pack in disaster relief. I highly recommend taking time and donating to this great organization. Your gift to the...

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Short Sales See Big Jump in Activity

Despite having a bad wrap for often being slow and problematic (well at least for those who don’t use LA City Short Sales), short sales are quickly becoming a preferred method to dispose of distressed properties and avoid foreclosure.

According to the latest Campbell/Inside Mortgage Finance Monthly Survey of Real Estate Market Conditions, short sales accounted for a substantial 15.9 percent of home purchase transactions in January. This was well above the share of other distressed property activity – with damaged REO accounting for 13.4 percent...

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2010 Winter Olympics Opening

The 2010 Winter Olympics opened this weekend in Vancouver, BC. with a beautiful ceremony that celebrated Canada‘s diverse and easy going nature. There was even a bit of improvisation when there was a technical malfunction with the 4th leg of the cauldron. While awkward for a bit the 4 athletes handled the moment swimmingly as if it was all part of the plan.
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DSNews: House Committee to Investigate Obama’s Modification Program

The House Committee on Oversight and Government Reform has launched an official investigation into the federal government’s foreclosure prevention program.

According to a statement from the head of the committee, the probe was triggered by complaints that servicers have been slow and inconsistent in modifying loans under the Making Home Affordable (MHA) program, and are not communicating clearly with eligible homeowners.

Chairman Ed Towns (D-New York) says he’s a strong proponent of efforts to ease the burden on struggling homeowners but has received “concerning information” that the...

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